CAIC HISTORY

On May 29.1998. CAIC obtained its license to operate In the State of Texas in the Property and Casualty line of business as Comercial Amenca Insurance Company, subsidiary of Seguros Comeraal America. S A Do C.V.. the former loading insurance and non-banking financial services company in Mexico and Latin Amerlca.The following year CAIC launched the Non-Resident Auto program (third party liability) for Mexican registered vehicles while in the United States.

In 2003. CAIC Holding Company. Inc. purchased Comercial America Insurance Company with the purpose of boosting their development in the market in which it participates. Part of the transaction included changing the name to Commercial Alliance Insurance Company (*CAIC“).

In 2009. CAIC expanded into the Personal Linos marketplace writing non-standard auto in the states of Mississippi and South Carolina. In 2010 we expanded to California and will start operations in Georgia and Texas in 2011.

Effective 1/1/2011 we affiliated with the IAT Group, who had acquired CAIC Holding Company,
Inc., the owner of Commercial Alliance Insurance Company, through its subsidiary. HARCO WF0 National Insurance Company.

IAT Group, with offices in Arizona. California. Florida. Missouri. Nebraska. New York and Texas has a Capital Surplus of around US$1 Billion and consolidated assets that exceed US$1.8 Billion from their various insurers and reinsurers with authority to operate in the United States and abroad IAT Group has an AM Best rating of A-(Excellent), Category VIII.

The stability of our management team, which remains unchanged since its establishment, has given the company the advantage to continue to strengthen its original strategies in order to maintain our objective of being the loading company in our target markets.

Our mission and strategic objectives have not changed since 1998 We have the backup of some of the most solid reinsurance companies in the industry and the support of a very active board of directors that is always looking forward to lead the company toward excellent service levels for our customers.